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The Russell 2000 is an unmanaged, capitalization-weighted index of domestic small-cap stocks.

It measures the performance of the 2,000 smallest publicly traded U.

The Fund beat the Russell 2000 and performed within the top 25% of small-cap objective funds on a risk-adjusted basis, as shown by its Sharpe ratio.

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The Fund invests primarily in small-cap stocks, which may involve considerably more risk than investing in larger-cap stocks.

The Fund also generally invests a significant portion of its assets in a limited number of stocks, which may involve considerably more risk than a more broadly diversified portfolio because a decline in the value of any one of these stocks would cause the Fund's overall value to decline to a greater degree. (Please see "Investing in Foreign Securities" in the prospectus.)Sector weightings are determined using the Global Industry Classification Standard ("GICS"). "Global Industry Classification Standard (GICS)" and "GICS Direct" are service marks of S&P and MSCI.

Investment return and principal value of an investment will fluctuate, so that shares may be worth more or less than their original cost when redeemed.

Shares redeemed within 30 days of purchase may be subject to a 1% redemption fee, payable to the Fund which is not reflected in the performance shown above; if it were, performance would be lower.

(Please see "Primary Risks for Fund Investors" in the prospectus.) The Fund may invest up to 25% of its net assets (measured at the time of investment) in securities of companies headquartered in foreign countries, which may involve political, economic, currency, and other risks not encountered in U. GICS was developed by, and is the exclusive property of, Standard & Poor's Financial Services LLC ("S&P") and MSCI Inc. The Price-Earnings, or P/E, Ratio is calculated by dividing a company's share price by its trailing 12-month earnings-per-share (EPS).

The Fund's P/E ratio calculation excludes companies with zero or negative earnings.The Price-to-Book, or P/B, Ratio is calculated by dividing a company's share price by its book value per share.Standard deviation is a statistical measure within which a fund's total returns have varied over time.The Morningstar Style Map is the Morningstar Style Box™ with the center 75% of fund holdings plotted as the Morningstar Ownership Zone™.The Morningstar Style Box is designed to reveal a fund's investment strategy. That’s why Oh Mi Bod is making the first bluetooth vibrator to be open sourced to developers.

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